Copyright © 2015 W. R. Berkley Syndicate Limited. All rights reserved. Unless explicitly stated otherwise, title to all copyright and other intellectual property rights in and to the content contained in this website belong to and remain the property of W. R. Berkley Syndicate Limited or its affiliates. Your access to this website does not imply a licence to reproduce, transmit and/or distribute this information in any form or by any means and you are not allowed to do so without our prior written consent
This Policy applies only to information received and collected by us through this website.
We respect the privacy of our website visitors, and we are committed to protecting our visitors’ personal information. We want you to understand how and why we collect, use, and disclose the information we obtain about you from this website.
We Use of Personal and Non Personal Information Collected Online
Two types of information may be collected online: personal information and non-personal information. Personal information is information that identifies or can be readily associated with a particular individual, such as a name, age, phone number, address, driver’s license number, or email address. Non-personal information is information that does not identify an individual and cannot be readily associated with a particular individual.
This website will never ask you to provide any personally identifiable information and you should refrain from providing any such information to us through this website. Should such information be provided to us, by e-mail or other communication initiated by you, we will only use this information with your prior consent to respond to your request or enquiry.
Data may be gathered using cookies and other similar technologies. A “cookie” is a piece of data that a web server may place on your computer when you visit a website. Cookies are commonly used by websites to improve the user experience. Many cookies last only through a single website session, or visit. Others may have an expiration date, or may remain on your computer until you delete them. Our cookies will track only your activity relating to your online activity on this website. Our cookies do not gather personal information.
You can decide if and how your computer will accept a cookie by configuring your preferences or options in your browser. You may change your browser settings to either reject cookies or notify you when a cookie is about to be placed on your computer. However, if you choose to reject cookies, you may not be able to use certain of our website’s features.
Information Collected for Marketing Purposes: Some customers may decide to allow us and/or certain of our strategic business partners to contact them by e-mail or telephone to keep them updated on our business. If you give us permission to share your e-mail address or other information with our business partners, they may also contact you with a variety of offers that may be of interest to you.
Financial Information: We may gather information about your transactions with us and our affiliates and, as permitted by applicable law, may receive information from credit reporting bureaus and other third parties relating to your finances, such as your credit history.
The Company also collects IP addresses as part of our efforts to maintain and improve the website. IP addresses are usually identified and logged automatically whenever a visitor accesses the website. The time of the visit and the page(s) visited may also be logged.
In addition to the information we collect automatically, we also obtain non-personal information that you provide to us online – for example, when you use our tools and calculators or communicate with us through the website. In some cases, we automatically retain the cookie information and/or the information you provide to us online – for example, to complete a transaction you requested or to keep historical records of your past transactions. In other cases, for example, when you use our tools and calculators, we only retain the cookie information and/or information you provide if you request that we do so for your use in subsequent sessions.
Confidentiality and Security of Personal Information
We utilise physical, electronic, and procedural safeguards to protect your personal information and guard against its unauthorized access. However, no transmission of information over the Internet can be guaranteed to be totally secure, and we cannot ensure or warrant the security of any such transmission to the website. When you disclose information to us online, you do so at your own risk.
This Policy applies only to information collected through this website. It does not apply to any information you provide to websites on which we advertise, nor does it apply to information we collect through other communications with you, including e-mail communications, phone calls, or non-electronic written communications.
We reserve the right to change this Policy at any time without notice. Depending on the nature of the change, we may or may not announce the change on the home page of our website. You can determine when this Policy was last revised by referring to the “Last Updated Date” below. It is your responsibility to periodically review the most current version of this Policy.
Any changes to this Policy are effective upon the posting of the revised Policy on our website. By continuing to use this website following such changes, you will be deemed to have agreed to the changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, please do not continue using this website.